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How can I get my credit report?
I don't agree with your credit score, what can I do?
How can I Improve my credit score?
Why is my credit score different to my report?
Why do you need my drivers licence or passport details
Why do you need my personal details to get an interest rate?
Do you offer loans for home ownership deposits?
Can I make extra payments or repay my loan early
Do you do joint loans
Do you do loans for people with bad credit
Can I Apply Online
What's the difference between a secured loan and unsecured loan?
I want to pay out my loan in full. Can I do this?
is debt consolidation the same as debt negotiation?
How do I make loan repayments?
How do I make loan repayments?
Why do I need to provide my bank details for a personal loan?
Why do I need to provide my bank statements for a personal loan?
Are thre any credit checks involved for a personal loan?
What can I use a personal loan for?
What's the difference between variable and fixed interest rates?
What's the difference between variable and fixed interest rates?
How often can I make repayments on a personal loan?
What additional fees should I look for with personal loans?
Should I only be interested in the interest rate of a personal loan?
Can personal loan companies see all my previous credit history?
If I apply for a loan, will it affect my credit rating?
Will multiple credit enquiries impact my ability to be approved for a personal loan?
Should I apply to multiple personal loan companies to get the best interest rate?
I have been previously bankrupt, am I eligible for a personal loan?

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Things you should know
Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No establishment, account keeping or early repayment fees will apply. Charges such as default or enforcement costs may apply if you do not comply with the terms of your loan. Settlement times may vary depending on individual circumstances. Loan repayment terms range between 18 months to 7 years. For unsecured loans you can borrow between $5,000 to $50,000 with interest rates ranging from 5.95% p.a. (5.95% p.a. comparison rate*) to 17.95% p.a. (17.95% p.a. comparison rate*). For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 4.45%p.a. (4.45% comparison rate*) to 15.45% p.a. (15.45% p.a. comparison rate*).

*About Comparison Rates
The Comparison Rate is designed to help you understand the overall cost of the personal loan. It combines the amount of the loan, loan term, repayment frequency, interest rate, fees and charges into a single rate to show the total true cost of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Due to the fact NOW Finance does not charge any establishment, account keeping or early repayment fees, the true cost of the loan or Comparison Rate will always equal the interest rate quoted.

^Confirmed Rate
our confirmed guaranteed personalised rate may change if you provide NOW Finance with incorrect personal information or security details. In some circumstances, NOW Finance may require further information from you in order to provide you with your guaranteed personalised rate. NOW Finance is a trademark of Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence number 425142, as agent for NF Finco 2 Pty Ltd ACN 164 213 030.

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