| Upon receiving your personal loan application and reviewing your credit score and history, your personal loan provider will assess your application based on many things. Primarily the loan provider will ensure that their product will meet your needs and objectives and to ensure you have the ability to be able to repay the loan commitment without any undue hardship. The loan provider may offer you a loan for a different amount and for this to happen, the provider must be satisfied that you are able to repay the loan. Based on your personal circumstances your loan provider may therefore offer you a personal loan at a lower amount that they believe is affordable to you. |
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