While the interest rate of a personal loan is often the headline in any advertising, and is designed to get you to apply, it isn’t all you should consider even if it is the most important factor in your decision. In addition to considering the interest rate of the loan, look into what loan fees apply, whether you will be able to repay the loan early if you want to, what types of loan are available, and what regular repayment options are open to you. You should also think about the customer service levels different personal loan providers offer and take the time to look at online reviews. |
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