The two results you may receive if no offer has been made:

"Unable to Generate Credit Score  Band"

There may be a range of reasons why we have been unable to generate a credit score bank for you. The common examples tend to be if you have changed your name and/or your address within the last 7 years. The details you enter in GET MY RATE must create a strong similarity with details held Equifax. Where a strong similarity cannot be made, Equifax cannot release your credit score band to NOW FINANCE. You may want to contact Equifax directly to ascertain what details they hold, and update your details with them and try again. 

But we still may be able to assist. You can still complete a personal application with NOW FINANCE, however we do not know what your credit score is until an application has been submitted.

GET MY RATE does not make a credit enquiry on your credit file, as you have not made an application for credit at that stage.

"Not eligible at this time"

At NOW FINANCE we have a minimum credit score criteria. Based on your credit score alone, at this stage, you would not be eligible to apply for a NOW FINANCE personal loan. However, continue to check in with us from time to time and use GET MY RATE: once an interest rate offering is made, based on credit score alone, we may be able to assist with a NOW FINANCE personal loan.

GET MY RATE does not make a credit enquiry on your credit file, as you have not made an application for credit at that stage.