I have a low credit score and/or bad credit. Am I eligible to apply for a NOW FINANCE personal loan?

We may be able to assist. Low credit score and/or bad credit is subjective to each individual's own definition of these two words.

NOW FINANCE allows you to obtain your credit score upfront and without making a credit enquiry. You can obtain your credit score by clicking GET MY RATE from our www.nowfinance.com.au. GET MY RATE will, based on credit score alone, determine if you are eligible to apply for a NOW FINANCE personal loan.

NOW FINANCE is unable to offer individuals a personal loan if they have unpaid or settled credit defaults or judgements. Subject to credit score, we allow only one paid utility or telco credit default, with the amount paid being less than $1500.

All NOW FINANCE personal loan applications are subject to credit assessment and lending criteria.