GET MY RATE does not make a credit enquiry on your credit file.

GET MY RATE only allows access to your credit file for the sole purpose of obtaining your credit score (or credit score band) to allow NOW FINANCE to make a personalised interest rate offer to you. At GET MY RATE stage, you are not applying for credit with NOW FINANCE.

Only after you have completed GET MY RATE, will you be invited to apply for a NOW FINANCE personal loan. By clicking "Apply Now" and completing and submitting a full application do you provide your explicit consent for a credit inquiry to be made.